🇵🇭 Philippines
Send & Spend USDC in the Philippines
Pipe is a stablecoin wallet app with two balances: a stablecoin wallet (USDC/USDT on Base) and a local fiat wallet. When you scan a merchant's QR code in the Philippines, Pipe instantly converts your stablecoins to PHP and settles the merchant in fiat — they never see crypto. The Philippines has a large overseas workforce and a growing digital payments ecosystem, making stablecoin-funded local payments a natural fit.
USDC & USDT
Supported stablecoins
Base network
Built on
QR-native
No card required
Why Use Stablecoins in the Philippines?
The Philippines has millions of Filipinos working overseas who regularly send value home. Stablecoins like USDC offer a way to move dollar-pegged value internationally with low friction — no bank account, no multi-day wire delays, no high remittance fees. For those already in the Philippines — expats, travellers, and crypto-native users — Pipe also supports local QR-based spending at merchants with compatible payment terminals.
How Pipe Works
Step 1
Deposit USDC or USDT
Top up your Pipe wallet with USDC or USDT from any exchange or wallet. Card top-up is also supported.
Step 2
Send or spend
Send USDC to anyone with a Pipe wallet, or scan a QR code at a merchant to pay. Pipe converts your stablecoins to PHP in real time.
Step 3
Merchant receives fiat
The merchant receives PHP immediately. No waiting, no volatility exposure on their end.
Step 4
More markets — coming soon
We're expanding to more merchants and markets. Join the waitlist to be first when new regions launch.
Pipe vs Your Alternatives
| Feature | Pipe | Crypto Card | Bank Transfer |
|---|---|---|---|
| Setup time | < 2 minutes | 3–7 business days | 3–5 business days |
| Merchant acceptance | QR-accepting terminals | Visa/Mastercard only | Bank account required |
| Fees | Real-time FX rate | 1–3% + FX spread | 3–8% remittance fee |
| Stablecoin support | USDC & USDT | Varies by provider | None |
| Privacy | No card number exposed | Card details shared | Bank account shared |
Frequently Asked Questions
How do I send USDC to the Philippines?
With Pipe, you deposit USDC into your stablecoin wallet and send it to another Pipe user's wallet address. The recipient can then use it at QR-accepting merchants — Pipe converts their USDC to PHP and settles the merchant in fiat. The recipient needs a Pipe wallet. Pipe does not currently integrate directly with Philippine bank accounts.
Is crypto legal in the Philippines?
The Bangko Sentral ng Pilipinas (BSP) regulates virtual asset service providers in the Philippines. Holding and transacting with cryptocurrencies is generally permitted, and the Philippines has a relatively clear regulatory framework for digital assets compared to many regional peers. Consult a qualified legal advisor for your specific situation.
What stablecoins does Pipe support?
Pipe currently supports USDC and USDT on the Base network. You can hold whichever you prefer and spend either at supported merchants.
Is it safe to hold stablecoins?
USDC and USDT are dollar-pegged stablecoins backed by cash and short-term treasuries. USDC is audited monthly by independent firms. Pipe uses Crossmint's custodial infrastructure on the Base network. As with any financial product, there are risks — read Pipe's terms before depositing.
Which merchants accept Pipe in the Philippines?
Pipe works at merchants that accept QR payments. Coverage depends on the payment terminal the merchant uses. We're actively expanding merchant acceptance. Join the waitlist for updates on Philippines availability.
Use your stablecoins in the Philippines
Join the Pipe waitlist — top up with USDC or USDT, and Pipe handles the conversion to PHP at checkout.
Join WaitlistCompare payment options: Crypto Card vs QR Payments in Singapore